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60 % din restantele colectate de agentiile nord-americane provin din sectorul medical

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Cu totii am vazut in filme cum arata un spital din SUA,am vazut investitiile de acolo, modul in care sunt tratati pacientii ,si am facut comentarii acide la adresa look-ului spitalelor din Romania.
In timp ce in Romania, sectorul serviciile de sanatate nu apeleaza nici un proportie de 1 % la colectorii de debite pentru a isi recupera restantele , motiv pentru care vdem zilnic existenta a tot felul de scandaluri intre CNSAS si farmacisti, vedem manageri de spitale care se plang ca nu au bani de medicamente, medici care pleaca in strainatate sa munceasca pentru ca nu exista bani de salarii, sau ca nu au bani sa cumpere un amarat de generator de energie electrica, in USA, circa 60 % din restantee colectate de agentiile de colectare debite nord-americane, provin din sectorul sanatatii si al serviciilor medicale, care a ajuns deja la un nivel al cheltuielilor de peste 2 trilioane de USD.
Colectarea debitelor si apelarea in acest sens la serviciile celor peste 6500 de agentii spcializate in colectarea debitelor din USA, fac ca, industria sanatatii din aceasta tara, sa fie una extrem de dinamica si solida, pentru ca, pe langa avantajele certe derivate din imprejurarea ca nu se permite acumularea de arierate, exista o presiune constanta asupra consumatorilor pentru ca acestia sa isi plateasca la scadenta datoriile, existand astfel banii necesari dezvoltarii , cercetarii si mentinerii standardelor ridicate de calitate a serviciilor oferite consumatorilor.
SI in Romania exista potential, insa in acelasi timp exista si arierate, care nu se colecteaza decat cu mari intarzieri sau niciodata, bani care sunt risipiti , datorii neincasate de sanatatea din Romania, insa nimeni nu face absolut nimic, si nu da vreun semnal pozitiv catre industria colectarii debitelor din Romania, care ar putea sa gestioneze activitatea de colectare amiabila a acestor debite si, sa puna umarul la schimbarea imaginii actuale extrem de proaste pe care o are sectorul medical in fata consumatorilor.
De ce sa mentinem un sistem care tolereaza spaga catre medici cand putem sa cladim un sistem in care spaga sa ajunga la medici insa tranformata in salariile mai mari, si conditii de lucru mai bune ? Pana cand vom merge la spital si vom fi pusi sa coboram la farmacia din colt , de unde sa cumparam medicamentele care ar trebui sa ne fie furnizate direct pe patul de spital de catre medici ?
Avem nevoie de o lege a colectarii debitelor in baza careia, institutiile publice, CNSAS-ul si spitalele sa poata organiza licitatii si sa selecteze companii de colectare a debitelor , insa deocamdata nimeni nu aude glasul colectorilor de debite din Romania, care cer politicienilor cu insista acest lucru si le demonstreaza in acelasi timp ce pierderi sufera economia noastra nationala din cauza acestui vid legislativ.
Iata mai jos un material publicat in revista americana Collector Magazine de Gary Rippentrop, CEO al Aca International . Ca sa vedeti unde sunt ei si unde suntem noi
Comentariu de Urban Iulian - Presedinte al agentiei de colectare debite Urban si Asociatii
Healthcare Checkup
The majority of ACA member collection agencies continue to collect healthcare accounts
By Gary D. Rippentrop, CAE
Published: July 30, 2007
ACA has developed relationships with major healthcare associations such as the American Hospital Association, American Association of Healthcare Administrative Management and Healthcare Financial Management Association.

The size and scope of the healthcare industry in the United States is enormous. In 2005, total healthcare spending reached $2 trillion, representing 16 percent of the gross domestic product (GDP), according to the National Coalition on Healthcare. By 2015, this number is expected to grow to $4 trillion, representing 20 percent of the GDP.

In an industry of this magnitude, it comes as no surprise that there is a lot of unpaid debt. ACA International's new Top Collection Markets Survey indicates 60 percent of ACA member collection agencies collected hospital accounts and 69 percent collected nonhospital healthcare accounts in 2006.

As Congress, state legislators and regulators focus on healthcare, operating ethically and professionally is of the utmost importance for the continued viability of the credit and collection industry. Changes to the healthcare market could have a tremendous impact on ACA members.

Your association continues to closely monitor state and federal legislative and regulatory activity related to healthcare to ensure members have the opportunity to contact their government officials when action is needed. ACA has also developed relationships with major healthcare associations such as the American Hospital Association, American Association of Healthcare Administrative Management and Healthcare Financial Management Association. These relationships allow us to work together for the mutual benefit of our respective organizations' members.

As I have previously discussed, the ACA Board of Directors approved the Healthcare Collection, Servicing and Debt Purchasing Practices—Statement of Principles and Guidelines to give ACA members a tool to demonstrate to healthcare clients their commitment to a high level of professional and ethical standards. If you are collecting healthcare debt and have not yet reviewed, signed and shared with clients this important document, visit http://www.acainternational.org/hcguidelines today.

Many of you took advantage of the educational sessions and workshops covering healthcare issues at ACA International's 68th Annual Convention and Exposition in Chicago last month. If you were unable to attend, audio recordings of many of the sessions are available for purchase. See the ad on page 45 for details.

Another great educational opportunity is just a few months away. Fall Forum '07 will be held Nov. 12-14, 2007, in Memphis, Tenn. The conference will feature educational tracks presented by ACA's Asset Buyers Division, Government Services Program and Healthcare Services Program. The healthcare track will highlight nontraditional services, state initiatives impacting the industry and offshore outsourcing. Attendees will also learn how to fully use the Healthcare Collection, Servicing and Debt Purchasing Practices—Statement of Principles and Guidelines to their advantage. For details, visit http://www.acainternational.org/events.

I encourage you to review the feature articles in this month's issue of Collector, which discuss several important aspects of the healthcare market. I also urge you to explore the healthcare-market resources available through ACA by visiting http://www.acainternational.org.

Gary D. Rippentrop, CAE, is ACA International's CEO




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